Tips on How to Travel While Living Paycheck to Paycheck

The most common reason people who would like to travel give for not following their dream is a lack money. How can one afford to travel the world when living paycheck to paycheck? Often, all it takes is a change of frame of mind. You don’t need to be rich to travel, believe me I know!

Saving Up for the Initial Cost

Before travelling extensively it makes sense to save up a pot for travel costs and emergencies. Saving up this initial nest egg means making it a priority in your life. You’ll be forgoing other purchases you want to make because travelling is the most important thing to you.

If you are not going to travel for an extended period of time and just want a taste of the action, consider a short term loan. A title loan on a car you own is a quick and simple way to get funds without paying through the roof. You even get to keep your car.

Some of the other ways you can save up for your travel fund include:

Cut out the coffee 

Your addiction to expensive high street coffee shops is stopping you from travelling the world. If you spend $5 on coffee a day you’re spending nearly $2,000 on coffee a year. That’s an amount of money that can last you months if you’re travelling through a cheaper area of the world.

Lower rent costs 

If you’re saving up for a world travel adventure, lowering your house costs should be a priority. Bringing in some roommates, moving to a smaller apartment, or living with your parents for a few months can net you a sizeable travel fund.

Change your phone tariff

Sacrifice on your smartphone tariff, using less data or a cheaper phone, and you’ll reap the benefits when you’re sitting on beach somewhere in six months’ time.

Stop drinking and smoking

Alcohol and cigarettes are expensive. A pack of cigarettes a day costs you almost $4,000 a year. You can save on alcohol costs by drinking before you go out rather than spending more in expensive bars.

Earn some extra money

There are now more ways to earn cash on the side than ever. Rent out a spare room on Airbnb, drive people around on Uber, or earn cash online on Fiverr or UpWork.

Save Money on Travel

Save on Flights – The largest expense of travel is usually the price of flights. Consider travelling at cheaper times and travelling off-peak to get the best deals. If you’re happy to fly early in the morning or late at night, you can make sizable savings. Flying on weekends tends to be a lot more expensive, too. Fly when it’s low season, and avoid times when everyone is travelling, such as when the school holidays are beginning. In some cases, flying indirect can offer significant savings. Finally, travel light to avoid excess baggage fees.

Save on Accommodation

The second biggest expense you’ll feel when travelling is accommodation fees. Are there locations to travel to where you know people you can stay with? Consider a home swap – it negates the cost of accommodation completely. Private rooms on Airbnb tend to be significantly cheaper than a hotel room, and dorm rooms in hostels worldwide are another way to reduce costs in more expensive cities.

Save on Food

Eating like a local is the not only one of the joys of travel – it’s almost always the cheapest option. Things that are cheap to eat at home can be expensive when you’re half way round the world, so instead sample the street food and local restos for the cheapest, best food on the planet.

Choose an Itinerary Wisely

Where you choose to go makes a big difference to your required travel budget. Once you get to most Southeast Asian countries, for example, travel is a lot cheaper than a trip across Europe. If you choose your travel plans sensibly, you can avoid expensive flights and instead rely on buses, ferries and trains to take you from country to country.

Travel and Work

For extended travel, consider working while on your travels. You don’t need to save up such a large nest egg if you’re able to fund your ongoing travels along the way. There’s classic work such as working in bars, teaching English, or grape picking, or there’s online work that you can do from anywhere. Leverage your unique skills and you’ll be able to continue having the adventure of a lifetime, even if you didn’t have much money to begin with.

  • Becca Talbot

    As a travel blogger, I live by these tips! Especially when it comes to finding super cheap deals for my trips x

  • Kate Veggie Desserts

    Yes, it’s best to save up for the trip so you’re not stressed on return! Lots of great money-saving tips, thanks.

  • Gareth Torrance

    Some great tips here! Especially for people like me and my family… We really are living for each paycheck!

  • Liza Pavlochenko

    Feel happy that don’t smoke and indifferent to alcohol, it definitely saves a lot of money for traveling.
    Thanks for these tips

  • I travel pay check to paycheck but thankfully I have made some wise adjustments and earn a little from my blog

  • We travel in a mixture of ways, for our honeymoon we’re going all out on expensive hotels, but we’re usually more frugal when it comes to hotels as we spend so little time in them usually and I’d rather spend more doing things – or being in a place longer than staying in super pricey places!
    Great tips!

  • Sabrina Barbante

    I can relate on EVERYTHING you write! Also minding on the cheapest destinations for the place you are leaving from, since all the the places of the world can be surprising!

  • I can relate so much to this, I save all of my additional freelance work in order to travel x

  • Great tips, we love to travel but love to save money too!

  • Elodie

    These tips couldn’t come at a better time! I’m going to Korea for 10 weeks and I was starting to freak out about how I was going to be able to afford it!

    – Elodie x

  • Mummy Times Two

    Great advice. I really need to start putting these into practice and making dreams come true.

  • Hannah Latoya Bond

    Some great tips here. It’s surprising how much money you can save by cutting things out

  • I love this such great tips I would love to travel more so I am going to try and accommodate some of this into my life and hopefully save a bit.

  • I agree. I can always see a difference when I cut back on coffee because the costs really do add up over time x x

  • Alison Rost

    Great tips for traveling on a budget. I know at our house cutting back on all of the little expenses that aren’t necessities can sure made a big difference

  • Sondra Barker

    These are great tips! I will defiantly need help with cutting back on the coffee but all of these seem doable. Great post!

  • The interest percentage on a short term car loan can be high, but well worth it if you have to travel last minute.

  • Kacie Morgan

    Great tips! People often see travel as being expensive and it’s not necessarily always this way.

  • Jenna E Morley

    Great money saving advice, travelling is a great incentive for not buying that extra cup of coffee!

  • Elena Stevkovska

    All year round I am saving money so I can afford to travel. I am a travel addict 🙂

  • Maro Akamatra

    These are some good tips here! We are always saving money for trips, after all that’s what’s money saving is worth the while!

  • I think the best way is to plan for travel. Think about things you want to do, save a little extra on the side before you go.

  • Melanie Williams

    Cutting out the coffee makes for huge savings and well worth it too 🙂 x

  • This is me all over! I want to travel so much more yet struggle to get the funds. I found all of these tips amazing and will be putting them in practice. Where shall I go to first??

  • Miss VeraJeanae

    Words cannot explain how guilty I felt reading your tip about cutting the coffee trips… I’m sitting here in Starbucks. I know, I know! You are most definitely SPOT ON with all of these tips girlie lol.

  • francesca

    I’m definitely all for saving money, this is a great way to travel from pay check to pay check!

  • Melanie Edjourian

    Great tips. I do like to try and save some extra money before a holiday so I can spend a bit more on it or have extra spending money.

  • Angela Milnes

    What a good tips, I love saving money for paying up my bills but I would love to travel too.

  • Meenal Ranka

    Some very good tips here. I do follow most of them . Great work.

  • cutting on these small things like tea and coffee in fancy cafes does add a lot over a year! good idea to do small jobs on travel!

  • Cutting coffee and cooking your meals have saved a lot of money. I love travelling and doing all the adventurous and they all come with a huge price. Thanks for flight tips you gave. I didn’t know them