7 Things That Ruin Your Jewellery
Believe it or not, there are some things you may – or may not – be doing that are ruining your gorgeous jewellery. Here’s a look at a few things you might want to stop doing right now! 1. You never take off your ring. Are you one of those people that never takes off…
View PostThe Best Way To Store Your Precious Metals
Investing in precious metals is something you see investors regularly doing. If you have never invested in precious metals before you may find some interesting advice from articles you can find online to help get you started. Before you take the leap and buy precious metals such as gold, silver, or platinum bullion, you will…
View PostTop 8 Options in Alternative Lending Worth a Try
With their high approval rate, ease, and speed of access to funds, and flexibility of terms as compared to traditional loans, alternative lending is slowly becoming more popular among individuals and small business owners. Approximately 45 million Americans have credit records that are either too minimal to be scored or are entirely credit invisible. Alternative…
View Post5 Ways That Honesty Can Help You to Take Control of Your Finances
When it comes to personal finance we can all agree that it’s an extremely personal issue. Some people shy away from talking about their finances outright. Some reserve the intimacy of their financial situation to their other half. Whilst others completely bury their head in the sand and tend to avoid contemplating it entirely. The…
View PostEffective Ways To Boost Your Emergency Fund
One in five of the British people have no savings to fall back on in the event of an emergency, according to The Independent. Even those who do have savings don’t have very much. 14% have less than £100 squirreled away, and 39% don’t have more than £1,000. But, as an emergency fund is crucial when you’re short…
View PostMy Health, America, and Why Borrowing Money Sometimes Just Makes Sense!
As you read this I’m finally coming out of the fog. In the last week, I have had a miserable cold and I’ve also had my first surgery. Having either of them is bad enough but dealing with both simultaneously is really venturing into “worst case scenario” territory. I’ve alluded to my recent health issues…
View PostThe Advantages of Buying Second Hand
The rate at which consumers are buying second hand goods is steadily increasing. And for good reason. There are plenty of benefits to buying second hand, from saving money to helping combat the increase of waste. So by purchasing used items, we can help both our wallets and our planet. Save Money One of the many…
View PostThinking of Setting Up Your Own Limited Company? Here’s Why You Should!
A few years ago, my other half James decided to take the plunge into the world of self-employment. He’d worked in a secure, stable council job for 10 years. It had its benefits, of course, but he decided he needed a new challenge. And the significantly higher hourly rate and flexibility were well worth…
View PostHow Your Hobby Could be Your Ticket To a Higher Income
Normally, hobbies are those activities where time is spent outside of your regular job. Hooray for some personal downtime, right? These personal interests constitute a gratifying distraction from the usual daily routine; they probably represent something for which you already have a natural predisposition: photography, dance, embroidering, cooking, hiking or writing. Whatever your hobby, whether it be…
View PostHow to Become a Financially Savvy Citizen in Today’s World
As a consumer in modern society, it’s more important than ever to stay on top of your finances. With so many competing pressures on household budgets and a seemingly never-ending list of firms looking for your cash, you need every piece of help that you can get to stay financially savvy. Here are some top…
View Post5 of the Best Side Hustles For Busy Women
If you’re a busy woman, there are a whole host of things on your list. You may be thinking about all of the things that you could do – and that you really want to do – but don’t quite have the cash to follow through. But that’s cool: it’s the era of side hustles,…
View Post5 Steps Towards Financial and Mental Freedom
According to a recent survey, as many as 41% of EU households have to repay liabilities, most often in the form of bank loans, loans, and installments for purchases. BIG InfoMonitor has calculated that at the end of 2016 nearly 2.5 million Europeans were not able to pay their bills on time. Why do we…
View PostIs Buying The Newest iPhone Worth It Anymore?
The annual September release of Apple’s latest versions of the iPhone has become a tradition – given the same reverence and fanfare as the Super Bowl and Black Friday sales. However, as the prices for new iPhone versions have increased (The iPhone XS and XS Max retail for $999 and $1,099, respectively), it’s natural to…
View Post4 Quick Comping Tips For Beginners
With the run-up to Christmas, I have been thinking a lot about the perfect presents for my friends and family. Look, we all know that Christmas can be expensive! With the food, travel, gifts, and so on it is the time of year when a lot of us go from sensible adults to eagerly spending…
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